Leaving the UK (2026): The Complete Financial Checklist Before You Move Abroad
Before leaving the UK, confirm your UK tax residency position, notify HMRC correctly, and freeze a clean record of assets, pensions, and accounts. Secure long-term banking access, review ISAs and pensions, align insurance and beneficiaries, plan currency flows, and put cross-border estate documents in place. Do these 8–12 weeks before you depart.
At a glance
- Lock down your UK tax residency plan and documentation before departure.
- Notify HMRC correctly and avoid emergency tax on pensions and pay.
- Make banking, cards, and authentication work as a non-resident.
- Decide what happens to ISAs, pensions, and workplace benefits.
- Map your UK property, loans, and ongoing bills so nothing breaks.
- Build a currency plan for GBP to AED to USD and back again.
- Align insurance, beneficiaries, and emergency liquidity across borders.
- Update estate planning for cross-border execution and guardianship.
- Create a “move folder” with evidence, valuations, and account access.
- Set review triggers for relocation, repatriation, marriage, and children.
People Also Ask
- What do I need to do with HMRC when I leave the UK?
- How do I avoid UK emergency tax when I move abroad?
- Can I keep my UK ISA when I become non-resident?
- What happens to my UK workplace pension when I move abroad?
- Should I keep or sell my UK property before moving overseas?
- What documents should I prepare before leaving the UK?
Before you move abroad: the UK expat financial checklist for 2026
If you are leaving the UK, the biggest financial risk is not picking the “wrong” investment.
It is leaving without a system.
Most expensive mistakes happen because something silently changes after you move: your tax residency position, the way a provider services you, the way currency affects cash flow, or the way your estate gets executed across borders.
I am Josh, a financial planner specialising in expats in the Middle East. What I see in practice is simple: the clients who move well are the ones who turn a vague intention into a documented checklist with dates, evidence, and decision rules.
This article gives you exactly that. It is balanced on purpose. Some steps are essential for everyone. Others are only relevant if you have pensions, property, share plans, or family complexity.
The complete financial checklist before you move abroad
The 30-second principle
Before the detailed checklist, here is the “why”:
- Residency drives tax. Tax outcomes hinge on the Statutory Residence Test, split-year treatment, and treaty positions.
- Servicing drives access. Providers can restrict dealing, verification, bank links, and withdrawals once you are non-UK resident.
- Currency drives outcomes. Your life may be in AED or USD while your assets and liabilities are in GBP. That gap compounds.
- Estate execution drives real-world stress. A perfect plan on paper can fail if no one can access accounts or liquidity quickly.
Why expats in the Middle East need to think differently
If you are moving to the UAE or wider Middle East, the planning mechanics change:
- No income tax does not mean “no tax”. UK source income, UK property, and certain pension withdrawals can still have UK tax mechanics. Other jurisdictions can apply withholding and reporting rules.
- Proof and process matter more. UAE residency and banking are documentation-heavy. If you miss a document window, you can lose months.
- Relocation is normal. Many Middle East expats move again (Saudi, Qatar, Bahrain, Singapore, back to the UK). Plans must be portable across multiple legal systems.
- Estate planning is not optional. Cross-border execution, guardianship, and liquidity are practical problems, not just legal ones.
- Currency is a daily input. AED is pegged to USD, but your future liabilities may be GBP-based (schooling, UK property, retirement repatriation). You need rules, not guesses.
Five worked examples with numbers
Example 1: UAE-employed lawyer with UK pensions and GBP goals
Situation
A 34-year-old UK solicitor moves to Dubai. Salary AED 55,000/month. UK pensions total £180,000 across three schemes. Wants to buy a UK property again in 5 years.
The hidden risk
Cash flow looks strong, but currency drift and poor account access can derail the UK goal. Pension providers can also create admin friction for non-residents.
The numbers
- Net saving capacity: AED 18,000/month (approx £3,900/month at 4.6 AED/£)
- 5-year savings target for deposit + costs: £180,000
- If GBP strengthens from 4.6 to 4.1 AED/£, the same AED savings buys about 11% less GBP.
- Pension consolidation saves admin and reduces “lost pot” risk: three providers to one, plus a clean beneficiary setup.
The planning logic
- Separate goals by currency: GBP goal funded in GBP-linked holdings, not purely AED cash.
- Consolidate UK pensions where appropriate to reduce provider friction and improve monitoring.
- Build a rule for FX conversions (for example, convert a fixed amount monthly plus opportunistic top-ups).
A clean solution approach
- Open a robust multi-currency banking setup before leaving the UK, then establish UAE accounts after Emirates ID.
- Create a GBP “property fund” with documented monthly conversion rules.
- Review UK pension transfer options (not always a transfer, but a consolidation plan where suitable).
- Maintain an evidence folder: residency, address history, scheme details, beneficiary nominations.
Takeaway
High income is not the solution. A currency and access system is.
Example 2: Partner or business owner leaving the UK with equity and dividends
Situation
A law firm partner relocates to Abu Dhabi. UK Ltd shares worth £1,200,000. Annual dividends £150,000. Wants to keep ownership.
The hidden risk
They assume “no UK tax once abroad”. In reality, UK ties, dividend mechanics, and future disposals can create costly surprises, especially if residency is mismanaged.
The numbers
- Dividends: £150,000/year
- If residency is unclear and UK tax is applied at higher rates, the cash leakage can be material.
- A future sale at £1,200,000 with a £400,000 base cost implies £800,000 gain. Timing and residency status can change outcomes dramatically.
The planning logic
- Residency and split-year treatment must be documented properly.
- Map UK duties, board meetings, and workdays. Substance and practical reality matter.
- Coordinate business decisions with personal cash flow, FX, and estate planning.
A clean solution approach
- Pre-departure: formalise work pattern, travel calendar assumptions, and document the residency position.
- Put a “decision gate” before any share sale, dividend policy change, or business restructure.
- Build a GBP-to-AED dividend flow plan with a buffer for UK tax friction if any.
Takeaway
Business ownership turns a move into a multi-year tax and cash flow project, not a one-off event.
Example 3: The “moving again” risk (UAE now, UK later)
Situation
A 41-year-old moves to Dubai for 4 years, then expects to return to the UK. Has £650,000 invested, £300,000 in UK pensions, and intends to buy a UK home on return.
The hidden risk
They optimise only for “today” and ignore repatriation sequencing. The return date can turn normal investment activity into avoidable UK tax friction.
The numbers
- Investments: £650,000
- Planned UK return: July (mid-tax year)
- If they return partway through the tax year, split-year treatment may apply, but the sequencing of disposals, income, and transfers matters.
- A single poorly-timed £80,000 capital gain after UK residence resumes can be a nasty surprise.
The planning logic
- Repatriation is a project that starts 12–18 months before return.
- Timing of the move (even by weeks) can change outcomes.
- Documented review triggers beat good intentions.
A clean solution approach
- Set a “return to UK” checklist: target arrival date, disposal window, cash movements, and account suitability for UK residence.
- Maintain records of original cost bases and valuations while non-resident.
- Stress-test whether offshore platforms remain appropriate after return.
Takeaway
The most expensive expat mistakes often happen on the way back, not on the way out.
Example 4: Estate and liquidity risk for a family with cross-border assets
Situation
A couple with two children leaves the UK for Dubai. UK assets: £120,000 cash, £400,000 pensions, UK property with £250,000 mortgage. UAE assets build over time. One spouse is the main earner.
The hidden risk
They have assets, but not liquidity or legal authority across borders. If something happens, access and timing become the real problem.
The numbers
- Monthly family burn rate in UAE: AED 35,000
- Emergency liquidity target: 6 months = AED 210,000
- UK mortgage: £250,000, monthly payment £1,450
- If UK rent is delayed or a tenant issue occurs, the UK property can become a cash drain.
The planning logic
- Separate “wealth” from “liquidity”.
- Align beneficiary nominations on pensions and insurance with actual intentions.
- Ensure guardianship and cross-border wills work in practice, not just in theory.
A clean solution approach
- Create an emergency liquidity pool in the currency of spending.
- Review term life and income protection suitability for an expat context.
- Put estate documents in place for UK and UAE, plus a practical executor pack.
- Maintain a live asset map and account access instructions.
Takeaway
Estate planning is not about death. It is about keeping the family functional if life gets messy.
Example 5: The wrong fit scenario (over-engineering a simple move)
Situation
A 26-year-old leaves the UK for a two-year secondment, rents a room, has £18,000 in savings, no property, and a small workplace pension.
The hidden risk
They get pressured into complex structures that add fees and friction, when the real need is simple: residency evidence, banking access, and basic protection.
The numbers
- Savings: £18,000
- Pension: £9,500
- Monthly surplus abroad: £600 equivalent
- If they lock into a high-fee product at 2.5% all-in costs versus 0.5%, the drag compounds over time.
The planning logic
- Match complexity to the real problem.
- Avoid long lock-ins when your location and plans are uncertain.
A clean solution approach
- Keep it simple: bank access, proof folder, basic emergency fund, and pension consolidation only if it reduces admin.
- Use low-cost, flexible solutions until life becomes more settled.
Takeaway
The best plan is the one that stays flexible while your life is still moving.
Checklist deep dive for leaving the UK in 2026
How it works in practice
A good “leaving the UK” plan is a timeline with ownership. You should know:
- what must happen before you depart
- what can happen after you arrive
- what evidence you need to keep
- what decisions should be delayed until residency is clear
The key moving parts
1) UK tax residency and split-year treatment
- Map likely UK days for the tax year.
- Document your departure date, work pattern, home ties, and travel plan.
- If you file Self Assessment, the departure work often involves the right supplementary pages and split-year treatment where applicable.
2) Telling HMRC and payroll
- Ensure HMRC is informed correctly (the correct process depends on whether you are in Self Assessment).
- Align with employer payroll so you do not trigger avoidable withholding and admin chaos.
3) Banking, cards, and authentication
- Non-residency often breaks login, card replacement, and SMS authentication.
- Create redundancy: at least two card providers, secure password management, and updated contact details.
4) Pensions, ISAs, and investments
- Keep a master list of every scheme and account.
- Decide whether you need consolidation for monitoring, fees, and servicing.
- Understand what you can contribute to once non-resident, and what you can still hold.
5) UK property and liabilities
- Decide: sell, keep, or rent.
- Model worst-case cash flow: void periods, repairs, interest changes, tax friction.
- Ensure UK address and mail handling are solved.
6) Currency interaction (GBP, AED, USD)
- Define which future liabilities are GBP-based (UK retirement, property, school fees).
- Create rules for conversions, not reactive transfers.
7) Insurance and family risk
- Review life cover, critical illness, and income protection for portability and claim practicality.
- Ensure beneficiaries align with wills and actual intentions.
8) Estate planning and execution
- Cross-border wills, guardianship, and a practical executor pack.
- A clear asset map so someone else can act quickly.
Trade-offs
- Simplicity vs optimisation. The “best” solution is often the one with the fewest failure points.
- Cost vs portability. Low fees are great until a provider will not service you abroad.
- Tax efficiency vs flexibility. Aggressive optimisation can backfire if you move again.
What can go wrong
- Residency assumptions not backed by evidence.
- Banks freezing accounts due to overseas logins or outdated KYC.
- Pension providers applying emergency tax or delaying payments.
- Poor FX timing leading to missed GBP goals.
- Estate documents that do not work across jurisdictions.
When it is not suitable
This checklist is designed for people leaving the UK to live abroad as expats. It is not a substitute for bespoke advice if you have:
- complex business ownership
- large deferred compensation or share plans
- multiple residencies in one year
- significant trusts, offshore structures, or multi-country estates
- defined benefit pension decisions with safeguarded benefits
Checklist: How to evaluate this properly
Use these questions to sanity-check your plan:
- Do I have a written residency position and evidence plan?
- Do my banks and providers explicitly service non-residents?
- Do I know what happens to my ISAs, pensions, and contributions?
- Do I have a currency plan tied to future liabilities?
- Does my family have liquidity and legal authority across borders?
What gets overlooked
- Your UK mobile number and authentication becomes a critical asset.
- Provider “address rules” can quietly change servicing and access.
- Beneficiary nominations often contradict wills.
- A UK property can turn into a leveraged FX bet by accident.
- “One more UK visit” can create unexpected UK days and tie risks.
- Cash flow in AED with goals in GBP needs a conversion system.
- Admin burdens compound when you have five pensions and no tracker.
- Repatriation planning is not optional if you might return.
How to stress-test what you already have
- Confirm your providers service non-UK residents in writing.
- Check whether your UK bank allows overseas logins and card replacements abroad.
- Verify your ISA platform rules for non-residents and future contributions.
- Audit your pension scheme list and ensure you can access statements and nominations.
- Review beneficiary nominations across pensions, life cover, and workplace benefits.
- Identify all GBP liabilities and model a 10–15% currency swing.
- Stress-test UK property cash flow with 3 months void, repairs, and rate rises.
- Check your documentation: passport, NI record, payslips, P60s, P45, employment contract, tenancy documents.
- Test your emergency access: can you move money within 24 hours if needed?
- Define your review cadence (at minimum: on arrival, at 6 months, then annually).
Common mistakes
- Leaving without a written UK residency plan. Why it matters: residency drives tax and reporting outcomes.
- Not keeping evidence of departure and travel. Why it matters: proof beats memory.
- Assuming all providers will service you abroad. Why it matters: access risk becomes a crisis risk.
- Letting UK pensions remain scattered and untracked. Why it matters: admin failures and lost benefits compound.
- Forgetting beneficiary nominations on pensions and workplace cover. Why it matters: it can override your will.
- Keeping only one bank and one card provider. Why it matters: a freeze becomes a complete lockout.
- Treating FX as “something to deal with later”. Why it matters: currency drift can erase progress.
- Renting out a UK property without modelling voids and repairs. Why it matters: it can become a leveraged liability.
- Underinsuring while abroad because “tax is low”. Why it matters: your income is still the family engine.
- Not preparing a practical executor pack. Why it matters: cross-border administration is slow without it.
- Overcomplicating the plan with long lock-ins. Why it matters: many expats move again.
- Forgetting the return-to-UK plan. Why it matters: repatriation is where avoidable tax happens.
Common objections
Objection
“I’m moving to a no-tax country, so I don’t need to think about tax.”
Emotional logic
Tax feels like a UK-only problem you are finally escaping.
Practical risk
UK source income, UK property, pension mechanics, and treaty processes can still create tax friction.
Next step
Write your residency position, list UK income sources, and map which items remain UK-tax relevant.
Objection
“I’ll sort this once I’ve arrived and settled.”
Emotional logic
You want to reduce stress and deal with one change at a time.
Practical risk
Banking and provider access issues are harder to fix once you are non-resident and time zones matter.
Next step
Do the “access tasks” 6–8 weeks before you leave: banking redundancy, authentication, address plan.
Objection
“My pensions can stay where they are. I’ll look at them later.”
Emotional logic
Pensions feel distant, and admin is boring.
Practical risk
Scattered pensions create lost benefits, outdated nominations, higher fees, and servicing problems abroad.
Next step
Create a pension inventory, update nominations, and decide whether consolidation improves control.
Objection
“I’m not buying property again, so currency does not matter.”
Emotional logic
You want simplicity and you are paid locally now.
Practical risk
Future liabilities often drift back to GBP: return plans, family support, retirement, or school fees.
Next step
List future liabilities by currency and set a monthly conversion rule for any GBP goals.
Objection
“I have a will in the UK, so my estate planning is done.”
Emotional logic
A will feels like a completed tick-box.
Practical risk
Cross-border execution, guardianship, and local procedures can create delays and disputes.
Next step
Build a cross-border estate plan and an executor pack that focuses on authority and liquidity.
Objection
“Insurance is pointless because I’ll just save more.”
Emotional logic
You want control and dislike paying for uncertainty.
Practical risk
A short-term event can destroy a long-term plan if income stops or illness limits work.
Next step
Stress-test the plan: what happens if income stops for 12 months, and who pays the bills?
Objection
“I’m only going for two years, so I don’t need a full plan.”
Emotional logic
You want to stay flexible and avoid overthinking.
Practical risk
Short moves often become long ones, and admin problems start immediately.
Next step
Do the essentials: residency evidence, banking access, emergency fund, and beneficiary alignment.
Objection
“I don’t want complicated structures or adviser products.”
Emotional logic
You want independence and low friction.
Practical risk
The goal is not complexity. It is reducing failure points across providers, countries, and currencies.
Next step
Use a simple checklist and decision rules. Only add complexity when it solves a real problem.
Decision framework
- Define your destination country and likely second destination risk.
- Write your UK residency plan and evidence plan for the tax year of departure.
- Notify HMRC using the correct route for your situation and align payroll.
- Build your “access stack”: two banks, two cards, stable authentication, address plan.
- Create an asset inventory: pensions, ISAs, investments, property, share plans, debts.
- Decide which accounts must be consolidated for monitoring and servicing.
- Build a currency plan linked to future liabilities, not gut feel.
- Review protection: life, critical illness, income protection, and employer benefits.
- Align beneficiaries and estate documents across jurisdictions.
- Set review triggers: arrival, 6 months, annually, marriage, children, relocation, return to UK.
If you only do 3 things this week
- Document your UK residency plan and travel assumptions.
- Fix banking access and authentication redundancy.
- Build a single inventory list of every account, pension, and policy.
Self-diagnostic
Answer each question with 1 point for Yes, 0 for No.
Total possible points: 12
- I have a written UK residency plan for the tax year I leave.
- I have a system to track UK days and keep evidence.
- I know exactly how I will notify HMRC for my situation.
- I have at least two banking options that will work abroad.
- My authentication will work overseas (number, app, backups).
- I have a complete list of UK pensions and providers.
- Beneficiary nominations are updated across pensions and insurance.
- I know what happens to my ISA contributions once non-resident.
- I have modelled my UK property cash flow under stress.
- I have a written currency plan for GBP, AED, and USD needs.
- I have an emergency liquidity target in my spending currency.
- I have a cross-border estate plan and an executor pack.
Green 9–12
Amber 5–8
Red 0–4
What to do next based on score
Green
Keep it boring and maintain annual reviews.
Amber
Stress-test, adjust funding, and simplify.
Red
Redesign the plan before time increases cost.
FAQ
Quick definitions
Statutory Residence Test (SRT): the UK rules that determine whether you are UK tax resident for a tax year.
Split-year treatment: rules that can split a tax year into a UK-resident and non-resident part in specific circumstances.
P85: HMRC form used by many leavers who do not complete Self Assessment, to tell HMRC they have left.
SA109: Self Assessment supplementary pages used to claim residence status and split-year treatment where relevant.
NT tax code: a code that tells a UK payer to withhold no UK income tax in certain treaty situations.
ISA: a UK tax-advantaged savings and investment wrapper with residence-based contribution rules.
SIPP: a UK self-invested personal pension, often used for consolidation and long-term retirement planning.
Defined benefit pension: a pension promising an income, often linked to salary and service, with safeguarded benefits.
Beneficiary nomination: instructions to a pension or insurer about who should receive benefits on death.
Executor pack: a practical folder of documents and instructions so someone can act quickly if needed.
Do I need to tell HMRC when I leave the UK?
Yes, you should notify HMRC through the correct process for your situation. If you do not, you can get incorrect tax codes, delays, and avoidable admin. The right route depends on whether you complete Self Assessment. Keep evidence of your departure date, work pattern, and travel.
What is the biggest tax mistake people make when leaving the UK?
Assuming residency “just happens” without evidence. The SRT is rules-based and your facts matter, including ties and day counts. If you cannot support your position, you risk unexpected UK tax exposure later. Document your plan and track UK days from the start.
Can I keep my UK bank account if I move abroad?
Often yes, but servicing can become harder. Some banks restrict products, card replacement, or logins for non-residents. The practical step is to create redundancy: two banking options, updated contact details, and a secure authentication plan that works overseas.
Can I keep my UK ISA when I become non-resident?
You can usually keep existing ISAs, but contributions are typically restricted when you are non-UK resident. The main risk is assuming you can keep funding it as normal. Confirm the rules with your provider and plan alternative investment routes for the years abroad.
Should I consolidate my UK pensions before I leave?
Sometimes, but not always. Consolidation can reduce admin, improve monitoring, and simplify beneficiary management. The wrong consolidation can lose valuable guarantees or create tax issues. The practical step is to inventory all pensions, identify safeguarded benefits, then decide.
What happens to my defined benefit pension if I move overseas?
It normally remains in place and continues to accrue based on scheme rules until you leave that employer. The key issues are understanding scheme benefits, revaluation, and future payment mechanics abroad. You also need correct beneficiary setup and an administration plan for retirement.
How do I avoid emergency tax on UK pension withdrawals abroad?
The practical answer is to plan the paperwork and timing. UK payers often default to emergency tax if your tax position is not clearly documented. In treaty situations, an NT tax code can prevent withholding. The action step is to prepare well before withdrawals begin.
Should I sell my UK property before moving abroad?
Not automatically, but you should model the stress case. Consider void periods, repairs, mortgage rates, letting fees, and tax friction. Many expats keep property as a “UK base” but underestimate the admin burden. Decide based on cash flow resilience, not optimism.
What is the non-resident landlord issue I should know?
UK rental income can trigger specific withholding and reporting mechanics. Even if you use an agent, the paperwork and compliance must be correct. The key is to set it up properly before you leave so rent flows smoothly and you avoid nasty surprises later.
How much cash should I keep before I move?
A sensible baseline is 3–6 months of core spending in the currency you will spend. Relocation costs, deposits, school fees, and delays are common. If you are moving to the UAE, front-loaded costs can be significant. Build the buffer before you board the plane.
How should I think about GBP versus AED and USD?
Start with liabilities, not headlines. If you have future GBP goals, fund them with a rules-based conversion plan. AED is pegged to USD, which can help some planning, but it does not remove GBP risk. The practical step is to separate “spending currency” from “goal currency”.
Do I need new insurance when I move abroad?
Possibly, depending on what you already have and where you will live. Some UK policies do not travel well, and claim practicality matters more than brochure features. Review life cover, critical illness, and income protection with an expat lens. Align cover with actual dependants and liabilities.
What estate planning do I need if I move to the UAE?
You need cross-border execution, not just a UK will. Assets, guardianship, and bank access can span jurisdictions. The practical goal is authority plus liquidity: the right documents, the right nominations, and a pack that lets your family act quickly. Do not leave it to chance.
What documents should I prepare before leaving the UK?
Create a “move folder” with passports, visas, NI record, employment contract, payslips, P60/P45, pension statements, account lists, property documents, insurance schedules, and beneficiary details. Also keep valuations and cost bases for investments. This reduces stress and future disputes.
How do I plan if I might move again after the Middle East?
Design for portability. Avoid long lock-ins, keep clean records, and set review triggers for relocation and repatriation. The right solution today should still work if you move to another country in 2–5 years. Build a plan with decision gates rather than a one-time “setup”.
When should I start this checklist before leaving the UK?
Ideally 8–12 weeks before departure. Access tasks and paperwork often take longer than expected, especially banking and provider updates. If you have property, pensions, or business complexity, start earlier. The principle is simple: solve friction while you are still on the ground in the UK.
What happens next
Clarify objectives and liabilities
Write down where you are going, for how long, and which future liabilities remain GBP-based. This turns planning into a concrete brief.
Quantify gaps and constraints
Stress-test cash flow, identify weak points (banking access, insurance gaps, property risks), and quantify the currency exposure.
Structure and documentation alignment
Align account access, address handling, provider servicing, and beneficiary nominations. Build the move folder and executor pack so the plan is executable.
Underwriting or implementation review
If you need insurance, review portability, exclusions, and claim practicality. If you are consolidating pensions or restructuring investments, confirm the trade-offs and failure modes.
Ongoing review triggers and cadence
Set a repeatable cadence: on arrival, at 6 months, then annually. Add triggers for relocation, repatriation, marriage, children, business events, and major currency moves.
Conclusion
Leaving the UK is not just a move. It is a systems change.
If you treat it like a checklist with evidence, redundancy, and decision rules, you reduce the risk of costly surprises and you increase the odds that your money supports your life, not the other way around.
Focus on portability, sequencing, and the things that break in real life: access, tax mechanics, currency, beneficiaries, and estate execution. The earlier you do the boring parts, the more freedom you have to enjoy the move.
Compliance note
This article is general educational information, not personal financial advice. Cross-border outcomes depend on your facts, residency position, and the rules in each country. Consider regulated advice before acting on major tax, pension, investment, or insurance decisions.
You may also like
Checklist for moving to the Middle East: financial planning, tax and expat setup
How UK expats can check their National Insurance record while living abroad
Class 2 National Insurance changes explained for UK expats
UK pension transfer options for expats: SIPP, QROPS and consolidation strategies
NT tax code for UK expats: how to receive pension income without UK withholding
Estate planning for expats: wills, guardianship and cross-border assets explained
Moving from Qatar to the UK: financial planning and tax considerations
Moving from Bahrain to the UK: tax, pensions and repatriation planning
Can you transfer a UK pension to Dubai? Rules, tax and expat planning
How to calculate your retirement income target as an expat
References
https://www.gov.uk/tax-foreign-income/residence
https://www.gov.uk/government/publications/rdr3-statutory-residence-test-srt
https://www.gov.uk/government/publications/income-tax-leaving-the-uk-getting-your-tax-right-p85
https://www.gov.uk/self-assessment-tax-return
https://www.gov.uk/tax-sell-property
https://www.gov.uk/renting-out-a-property/paying-tax
https://www.fca.org.uk/scamsmart
https://www.gov.uk/check-national-insurance-record
https://www.gov.uk/check-state-pension
https://www.oecd.org/tax/treaties/
